常见问题

What if I am on ISU business while driving my own car and have an accident?

Insurance follows the car. Your personal policy pays. ISU's auto policy provides excess liability coverage over and above your liability coverage if necessary.  It does not cover property damage.

Are t在这里 settlement situations w在这里 the departmental account might be charged back for damages resulting from a loss (such as a deductible)?

In the event of a collision or other damage involving a University owned or 租赁 vehicle, the $500 deductible will be charged back to the responsible department.

Can student workers drive university vehicles?

学生 may drive University vehicles as part of their job function.  然而, they must first successfully complete the Driver 安全 course, offered through United Educators, 可以定位 在这里. Additional restrictions may apply.

Who is required to take the skills road test through Sammer's Driving School?

Any ISU employee under the age of 25 years old is required to complete the road skills test. 请联系 ISU-Travel@chi-ra-shi.com on how to schedule your road test. 

How do I sign up for the Driver 安全 Course?

United Educators’ Driver 安全 course is offered at no charge to faculty, 工作人员, and student workers who need to drive University-owned, 租赁, or rented vehicles on University business. This course takes approximately one hour to complete and can be taken at your convenience.

Since the University does not provide 15-passenger vans, can I rent one for our field trip?

No.  The University recognizes the increased liability involved with 15-passenger van rollover accidents and will NOT provide coverage for their use under any circumstances.

What is the deductible on property insurance?

ISU's property insurance has a $100,000 deductible. (See Property Insurance page for exception.)

Why do we require a Certificate of Insurance from everyone who uses an ISU facility?

Universities nationwide require non-university affiliated groups to provide proof of insurance coverage. ISU requires a minimum $1,000,000 general liability coverage naming Indiana State University/校董会 as "additional insured." 证书(样本)  ISU also requires non-university affiliated groups hosting an event involving minors on campus to provide a Certificate of Insurance showing proof of sexual molestation coverage (证书样本). This protects the University from losses that do not involve University personnel.

If I bring my personal property, i.e. laptops, cell phones, iPads, stereo equipment, books, artwork, etc. to the office and it is stolen or damaged, is it covered by our insurance?

The University cannot insure personal property.  Please take care to secure valuable items and check your homeowner's policy to see if it provides coverage.

If a student is injured on campus, are students insured?

学生 are not insured through the University. 学生 should have their own health insurance or be covered under their parents’ policy. If coverage is needed, the UAP Clinic – ISU 健康中心 can provide information on student health coverage at http://hcdxvw.chi-ra-shi.com/shc/